By HAC Labs · Built for real-life cashflow

Know what your money can handle next.

CapAhead helps you track income, bills, savings, loans, and affordability decisions in one calm place, so you can spend with fewer surprises.

Device-first storage Cashflow planning Debt payoff guidance
CapAhead v2.9.4
Compass
Can I afford this?
Weekly plan
A$3,200.00
  1. Pay bills due this week
  2. Spend up to a safe amount
  3. Save toward goals
+A$3,200 Coming in
-A$650 Bills this week
A$327 Daily spending
+A$2,223 Save up to
Debt plan ready
Focus first: Car Loan

CapAhead suggests which balance to attack next.

Built for the questions people actually ask.

Not another complicated finance dashboard. CapAhead focuses on the next practical decision: what is coming in, what is going out, and what is safe to do.

Weekly cashflow plan

See expected income, upcoming bills, everyday spending, and what can safely be saved this week.

Affordability checks

Ask whether a purchase fits your real timing, not just your current balance.

Income and bill tracking

Add pay cycles, recurring expenses, and automatic logs so the plan stays close to real life.

Loan payoff guidance

Track repayments and get a plain-English suggestion for which debt to focus on first.

Savings that leave room for life

Estimate a safe weekly saving amount after bills and normal spending are considered.

Backup and recovery

Export backups and keep a recovery key so your finance data is not trapped on one phone.

Privacy-first by design.

CapAhead is built for personal finance, so the default is simple: your data stays on your device unless you choose to export a backup.

  • No account required to start.
    Use the app without creating a login first.
  • Device-first storage.
    Your everyday finance entries are stored locally in the browser or app storage.
  • You control backups.
    Encrypted backup tools are available when you want to move or protect your data.

Start free. Upgrade when the deeper tools are worth it.

CapAhead is planned as a freemium product: useful enough to start, with Pro for people who want stronger planning and decision support.

Free

A$0 / start

For basic tracking and getting your weekly picture in order.

  • Track transactions
  • Set up income and bills
  • Use basic affordability checks

CapAhead Pro

Coming soon

For stronger planning once the app is ready for public launch.

  • Deeper insights
  • Recommended debt payoff
  • Expanded decision history

A calmer way to look ahead.

CapAhead is operated by HAC Labs and is currently being prepared for launch. For early access or support, contact us and we will reply from the official CapAhead support inbox.

Contact support